Our Home Emergency policies offer immediate help and peace of mind to home owners and landlords, covering emergency call out fees and repair costs.

Residential Home Emergency
The policy provides cover to the value of £500 per claim as listed below: –

  • Call out charges
  • Labour (up to a maximum of 1 hour)
  • Parts and materials
  • Overnight accommodation (up to a maximum of £250)
  • Breakdown of the main heating system and £50 towards thecost of hire or purchase of alternative heating sources(subject to terms and conditions)
  • Plumbing and drainage problems
  • Damage to or failure of the home’s external locks and windows
  • Lost keys
  • Breakage or failure of the home’s sole toilet unit
  • Loss of domestic power supply
  • Vermin infestationLandlords Home Emergency
    The policy provides cover to the value of £300 per claim as listed below: –
  • Call out charges
  • Labour (up to a maximum of 1 hour)
  • Parts and materials
  • Failure of the primary heating system (subject to termsand conditions)
  • Plumbing and drainage problems
  • Blocked toilet
  • Damage to or failure of the home’s external locks and windows
  • Lost keys
  • Failure of the internal electricity, gas or water supply
  • Pest infestationThe above details only provide a brief description of cover, for more detailed information please speak to your broker who will provide you with a quotation and arrange cover.